1. Request Your Loan Online
Request for your loan amount using our secure loan request form on either your computer or mobile device in minutes.
2. Sign For Your Loan
Once you have been connected with one of our lenders, sign for your loan online.
3. Receive Your Funds Directly
Loans are typically funded and deposited into your bank account as soon as the next business day.
Our lending network accepts loan requests 365 days a year from anywhere, including the privacy of your own home or personal smartphone.
Convenience is everything. Our lending network offers loans between $100 to $15,000, giving our users the freedom to address most of their financial needs with one request.
Our lenders typically fund connected loan requests as quickly as the next business day, in some cases the same day.
The Annual Percentage Rate (APR) defines the annualized interest rate you would be charged for a specific loan. The APR range on Thelending.group is 5.99% to 35.99%. The Loan term length range is 3 to 36 months.
Thelending.group is a free, no obligation loan connecting service, connecting prospective borrowers with prospective lenders for Personal Loans. The exact terms of your loan (including interest and rates, repayment periods and monthly payment information) will be presented to you by your lender.
Each lender uses their own policies to determine their terms. Please read the terms of your loan carefully before accepting and signing a loan contract. If you are not eligible for a standard loan product, you may be offered alternative products.
If you borrow $5,000 over a 48 month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total payback amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
If you borrow $2,000 over a 12 month period and the loan had a 3% arrangement fee ($60), your monthly repayments would be $189.12, with a total payback amount of $2269.44 which including the 3% fee paid from the loan amount, would have a total cost of $329.44. Representative 29.82% APR.
It is important to understand the consequences of making late payments on your loan. Each lender has its own policies on how to handle late payments as governed by state regulations.
We strongly recommend that you review all the documentation provided by the lender before signing the loan agreement to understand any potential fees and penalties resulting from late payment.
It is important to understand the consequences of non-payment on your loan. This could result in additional fees and collection activities including legal action. Each lender has its own policies on how to handle non-payments as governed by state regulations.
We strongly recommend that you review all the documentation provided by the lender before signing the loan agreement to understand any potential fees and penalties resulting from non-payment. Lenders within our network must observe FTC policies and practice fair debt collection.
Actual loan amounts, terms and APRs vary based on the information supplied by you in your loan request. This information is provided in your loan agreement with the lender you are connected with.
Repayment terms on personal loans are generally either monthly or once every two weeks, depending either on your preferences or your lender's terms. Funds are typically withdrawn automatically from your bank account on the date agreed upon with your lender. Be sure that you read and fully understand all of your lender's policies regarding repayment.
The cost of a personal loan varies based on factors related to your loan request, including the state you reside in, the lender you are connected with, how much you are borrowing, and the repayment terms of the loan. Your credit score may also be taken into consideration.
While specific terms of personal loans will vary depending on our state, your lender and your specific circumstances, below is a general range of common terms.
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $2,000 | 24 month | 12% | $94.15 | $2,259.60 |
| $2,000 | 24 month | 24% | $105.74 | $2,537.76 |
| $2,000 | 24 month | 35.99% | $118.09 | $2,834.16 |
